AEA/NEA Member Benefits

AEA and NEA provide you with a full complement of professional tools, career support and attractive benefits. Just what you need to excel in your career. Members are entitled to a wide variety of benefits and programs that are designed to help protect and enhance the overall quality of life for educators and their families. As you learn more about AEA, we think you'll agree. No matter how you look at it, membership pays!

The Workplace

We consistently strive to increase benefits and make salaries more competitive for education professionals. We work with our friends in elected positions to ensure that members have regular planning time, duty-free lunchtime and adequate workplace resources.

Career and Professional Development

We sponsor training, meetings and workshops that help educators to stay abreast of teaching trends and support professional camaraderie, including AEA's PRAXIS preparation training and assistance programs, and the annual Professional Development Conference. In addition, NEA's programs include KEYS, NEA Learning Labs, and the Mentoring Initiative.

Representation

AEA pursues an active role when the Arkansas legislature is in session, fighting for the best possible conditions for Arkansas students and members. You benefit from our legislative influence and constant, professional involvement on state and local levels, as well as advocacy. We also provide expert legal representation and a $1 million personal liability policy that protects members against the unlikely and unfortunate possibilities of lawsuits.

Government Relations

The right to vote, and to persuade others to vote in accordance with common principles and values, is a fundamental tenet of American democracy. The AEA/NEA Government Relations program helps the Association, local affiliates and individual members become active in the political arena. By recruiting pro-public education candidates, recommending and helping pro-public education candidates to win elections and lobbying public officials, we influence the decisions made by elected and appointed officials and help our students realize a better tomorrow. By becoming politically active, we help shape our own future. Our salaries and health insurance benefits, retirement, working conditions and our students' learning conditions are determined by people who are either elected or appointed to public office.

Publications and Online Resources

The AEA Communications Department brings you information on everything from legislative updates to teaching methods with "The Arkansas Educator," our online newsletter, and with frequent e-mail updates sent to all our members who have given us e-mail addresses. You'll also find a variety of information and resources online. Members also receive several NEA publications that are pertinent to various teaching specialties such as NEA Today magazine. The NEA website, at nea.org provides education-related information, up to date political information, and blogging opportunities. Capwiz, an interactive application that permits direct contact with legislators, is also available to members.

Human and Civil Rights Programs

We host conferences and provide training resources on issues related to human and civil rights, such as communicating effectively with students from underrepresented ethnic groups and hiring new employees from these groups. AEA and NEA bestow honors to individuals who are dedicated to the promotion of human and civil rights.

Retirement

AEA works closely with Arkansas Teacher Retirement System (ATRS) and lobbies to support legislation that will benefit retired education professionals. Since 1937, ATRS has provided retirement benefits to Arkansas's public school and education employees.

Health Care

NEAMB's array of health care benefits can help you protect your savings from the daunting expenses associated with serious illness, hospitalization, long-term care, dental, vision and more.

Life and Disability Insurance

NEAMB offers a wide variety of life insurance benefits to help ensure the well-being and financial security for our members. These benefits offer excellent coverage with a variety of flexible payment plans designed to accommodate your individual needs. NEAMB and an AEA business partner provide accidental death and dismemberment insurance plans to protect you against the most tragic events. You also receive insurance coverage at no cost if you are a member of the NEA Complimentary Life Insurance plan. This coverage is provided by the NEA Members Insurance Trust to all active, reserve, staff and life members. In addition, new members (excluding students and retirees), are provided with a $15,000 term life insurance benefit for 12 months, at no cost. Additional benefits may be purchased at reduced cost from NEA Member Benefits.

Casualty Insurance

To better help you protect your home and possessions, members receive preferred group rates on homeowner's and renter's insurance. Members also receive discounted rates on auto insurance through NEA A+ Auto and Home Insurance Program.

Investment Programs

The NEA Valuebuilder retirement program offers innovative financial products, face-to-face counseling and investment options that feature world-class money managers.

Mortgage and Personal Loan Programs

Whether you're buying a new home or refinancing the home you already own, the NEA Home Financing Program offers an ideal combination of competitive rates, substantial savings and superior service. Home equity loans and reverse mortgages for seniors are also available through this program. The NEA Personal Loan offers low, affordable monthly payments to fit your budget. Members may use the loan for virtually any purpose: bill consolidation, tuition costs, or other major expenses.

Credit Cards and Credit Programs

The NEA Line of Credit enables qualified members to borrow up to $25,000 at low, members-only rates. Issued and administered by Bank of America, the NEA Line of Credit comes with no application fee or prepayment penalties. Qualified members can also take advantage of the NEA Credit Card Program. In addition, credit counseling and debt management services are available.

Consumer Discount Programs

NEAMB offers several discount programs to members, including NEA Click & Save, an exclusive discount program for members and their families that offers savings on brand name merchandise from hundreds of top retailers, online stores and local merchants. Other discount programs include discounted car rental, magazine service, identity theft protection, and long distance calling service. Visit NEA Member Benefits for a complete list of discount programs.

NEA Academy

The NEA Academy provides practical online courses to meet professional development and continuing education needs for today's busy educator. Courses combine the power of self-paced study and instructor-led virtual classrooms for maximum flexibility, creating the perfect fit for educators who seek a convenient means of gaining additional skills and tools to make a difference in their students' lives. NEA's professional development courses are designed for easy access online and to make learning fun, flexible and collaborative. Courses can help you earn graduate credit, PDPs or CEUs while gaining strategies and resources for immediate use in the classroom.

Discount Programs

NEAMB offers several discount programs to members, including NEA Click & Save, an exclusive discount program for members and their families that offers savings on brand name merchandise from hundreds of top retailers, online stores and local merchants. Be sure to visit the NEA Member Benefits website, or call (800) 637-4636.

AEA/NEA Attorney Referral Program

The NEA Attorney Referral Program is open to any active, life, support, retired or student AEA/NEA member, as well as his or her spouse and dependent children.

The attorneys listed have agreed to participate in the program. Be prepared to show your AEA/NEA membership card to receive two free consultation sessions of up to 30 minutes in any core area except income tax matters, during each program (January-December) year. If you decide to use the services of a participating attorney, the attorney's regular fees will be discounted 30 percent if the matter falls within one of five "core" areas. Call the attorney's office to arrange for the first appointment. Questions or problems regarding this program should be directed to your UniServ Director or AEA Legal Services. (Note: The 30 percent discount does not apply to business dealings, bankruptcies, IRS tax matters, and criminal violations, except traffic violations in which financial liability exceeds $500.)

Core Areas

Wills and Estates
Preparation of a will, estate planning, and assistance if you are named as an executor or administrator of an estate.

Real Estate
Assistance in the purchase or the sale of residential property, disputes with landlords, property line disputes, and zoning or land use regulations.

Domestic Relations
Representation in annulment, divorce, separation, alimony, adoption, paternity, and name change.

Consumer Protection
Disputes with creditors, finance agencies, and proceedings with retailers concerning defective merchandise.

Traffic Violations
Representation in charges of driving while under the influence, reckless driving, and other similar offenses.

Mitchell-Blackstock Law Firm
1010 West 3rd Street
Little Rock, AR 72201
(501) 378-7870

Harrelson Law Firm, PA
300 Stateline Avenue
Texarkana, AR 75504
(870) 772-0300

Owens Law Firm
7500 Dollarway Road
Whitehall, AR 71602
(870) 247-2340

Ron Wilson
310 Mid Continent Plaza, Suite 110
West Memphis, AR 72301
(870) 735-2940

Christopher Jester
Jester Law Firm
603 S. Madison
Jonesboro, AR 72403
(870) 972-5553

Suzanne G. Clark
Clark Law Firm
300 N. College Avenue, Suite 311
Fayetteville, AR 72702
(479) 856-6380

AEA Member Benefits Products And Services

AEA FEDERAL CREDIT UNION

Credit Union membership is available to all AEA members and their families statewide.

Services:

  • Savings Accounts ‐ IRAs ‐ CDs
  • Auto Loans ‐ Signature Loans ‐ Master Card
  • Free Notary Service to Members
  • Checking ‐ Share Draft Accounts
  • Debit Cards

All these services and more are available to members with a $5.00 share savings account balance.

For more information:

Call: (501) 375-3792 or (877) 580-2429
Fax: (501) 375-4216
1500 West 4th Street
Little Rock, AR 72201-1064

PERSONAL FINANCIAL PLANNING AND TAX-DEFERRED ANNUITIES

Personal Financial Planning assistance is available at no cost to AEA members. Whether planning for retirement, children's college education or needing to consolidate debts and begin a retirement savings program, members can contact:

  • NEA Value Builder (800) 632-8258 or in Little Rock, Harry Ehrenberg (501) 663-6321
  • American Fidelity (800) 688-4421 or (501) 758-4825
  • VALIC (800) 892-5558, ext. 87617

These companies have representatives trained to assist members in achieving their financial goals.

Tax-Deferred Annuities represent an excellent means for public school employees to achieve their financial and/or retirement goals. Members who select TDA's have the benefit of investing on a BEFORE-tax basis and having the interest earned, accumulate tax-free. Taxes are deferred until you choose to annuitize/take receipt of your invested monies.

For more information on TDA options, contact:

  • NEA Value Builder (800) 632-8258 or in Little Rock, Harry Ehrenberg (501) 663-6321
  • American Fidelity (800) 688-4421
  • VALIC (800) 892-5558 ext. 87617
  • Horace Mann (612) 719-9375

AUTO INSURANCE

A+ NEA Members Auto & Home Insurance

Auto and Home Insurance available exclusively for AEA Members is underwritten by California Casualty which has been in business since 1914 and worked with teachers since 1951. The NEA Members A+ Auto and Home Insurance Program provides a chance to save money while adding custom benefits designed with members in mind.

Here are some of our most popular benefits of the policy:

  • Deductible waived entirely for vandalism to your vehicle that occurs on or within 500 feet of school property or also off-campus if attending a school-sponsored event
  • Guaranteed lock-in rates for an entire year
  • Unlimited Towing & Roadside Assistance offered
  • Identity Theft Resolution Service - FREE to all policy holders
  • 24/7 emergency claims service, 365 days a year
  • Convenient payment plans including E-Z Pay, a monthly payment plan with a "Summer Skip" or a "Holiday Skip" option
  • Collision deductible waived for an accident with another A+ auto policyholder, or for an accident caused by an uninsured motorist
  • Automatic rental car coverage while vehicle is being repaired with optional higher limits available

To receive a no-obligation quote call toll-free at 1-877-999-8927 or you can now receive a quote online.

Liberty Mutual

Protect your car with customized coverage from Liberty Mutual. We offer a 12-month rate guarantee along with many other ways to save. You could be eligible for discounts based on car safety features and our Multi-Policy, Multi-Car, Hybrid Vehicle, Accident Prevention Course, Good Student or teenSMART® Driving Course Discounts. And as a member of the Arkansas Education Association, you could receive exclusive savings for even greater value. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Please consult a Liberty Mutual sales representative for additional information.

Visit Liberty Mutual for a free quote.

HOMEOWNERS INSURANCE

A+ NEA Members Auto & Home Insurance

Auto and Home Insurance available exclusively for AEA Members is underwritten by California Casualty which has been in business since 1914 and worked with teachers since 1951. The NEA Members A+ Auto and Home Insurance Program provides a chance to save money while adding custom benefits designed with members in mind.

Here are some of our most popular benefits of the policy:

  • Deductible waived entirely for vandalism to your vehicle that occurs on or within 500 feet of school property or also off-campus if attending a school-sponsored event
  • Guaranteed lock-in rates for an entire year
  • Unlimited Towing & Roadside Assistance offered
  • Identity Theft Resolution Service ‐ FREE to all policy holders
  • 24/7 emergency claims service, 365 days a year
  • Convenient payment plans including E-Z Pay, a monthly payment plan with a "Summer Skip" or a "Holiday Skip" option
  • Collision deductible waived for an accident with another A+ auto policyholder, or for an accident caused by an uninsured motorist
  • Automatic rental car coverage while vehicle is being repaired with optional higher limits available

To receive a no-obligation quote call toll-free at 1-877-999-8927 or you can now receive a quote online.

Horace Mann Homeowners Insurance

(612) 719-9375

CRITICAL ILLNESS

Members can choose from an insurance policy or a medical reimbursement plan.

The insurance policy with American Fidelity provides coverage whether or not you have medical insurance.

The Cancer Medical Reimbursement Plan requires the member to have medical insurance and simply stated, pays what your medical insurance doesn't. CMRP rates are standard and annual at $46.00 for individual and $52.00 for family coverage.

For more information on the insurance policy or medical reimbursement plan, contact:

American Fidelity (800) 688-4421 or (501) 758-4825

Cancer Medical Reimbursement Plan (800) 632-0624, ext 108 or (661) 325-5999

IN-HOSPITAL INCOME/INDEMNITY

This policy provides benefits that are in addition to your health insurance. Members can choose from plans that pay up to $100 daily for hospital confinement and up to $150 for intensive care. You can select a plan to fit your needs and budget.

For more information, contact:

USAble Life, HealthCare Plus (800) 648-0271 or (501) 375-7200 (Little Rock)

SECTION 125

Internal Revenue Code Section 125 "Cafeteria" plans (also called Flexible Benefit plans) allow participating school employees to save on taxes. Health insurance premiums, and unreimbursed medical and dependent care expenses can be paid on a pre-tax basis. Association members should make certain a "cafeteria" plan is available to employees in their district.

For more information, contact:

American Fidelity (800) 688-4421 or (501) 758-4825

USAble Life (800) 648-0271 or (501) 375-7200 (Little Rock)

AUTO PURCHASE

Landers Brothers Auto Group

Members receive discounts on new and used auto and discounted parts and labor for auto repairs and body work (20% off parts and labor).

A designated sales person at each location will handle AEA member needs. You must present your AEA membership card to the designated dealership contact to receive these valuable benefits.

Dealerships and designated contacts:

Steve Landers, Executive Sponsor (501) 519-4545

Kenny Williams, Program Liaison (501) 413-7759

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