Comprehensive list of Benefits for Members
There is power in numbers. When you join AEA and NEA, you add strength to these organizations that advocate for your profession. In return, we want to give back and help make life a little easier for you. Scroll down
Lobbying for better salaries and benefits for all school employees
Individual on-the-job liability insurance up to $1 million
Comprehensive Member Benefits Program
Complete insurance programs featuring life, health, casualty and disability
In addition, we offer you the following programs:
Educator Employment Liability (EEL) Program
This program provides liability protection for members engaged in certain educational employment activities. Coverage for members includes civil liability up to $1 million per member and $300,000 per member for civil rights issues; criminal proceedings in an amount up to $35,000 per proceeding; bail bond in an amount up to $1,000 per bond; and assault-related personal property damage in an amount up to $500 per assault. (Not included in early enrollment savings discounts.
Credit Programs
• NEA Credit Card Program®: Exceptional benefits exclusive to NEA members including low introductory annual percentage rate offers, rewards and competitive APRs.
NEA Cash RewardsSM Card
NEA® Platinum Plus® credit card with WorldPoints® rewards
NEA® Accelerated Rewards® American Express® Card
For more information on the rates, fees, other costs and benefits of these cards or to apply, please call 800-468-7632 or visit neamb.com.
Credit Card programs are issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to license. Platinum Plus, Accelerated Rewards and WorldPoints are registered trademarks of FIA Card Services, N.A.
Loan and Mortgage Programs
NEA Home Financing Program®: New mortgages, refinances, and home equity loans. Members enjoy competitive rates and exceptional service. Plus, you’ll get $200 in gift cards after closing on a new purchase mortgage or refinance loan through this program. To learn more, please call 866-209-1820. Get the money you need and use the funds for tuition, fees, room and board, and other school-certified expenses.
NEA Personal Loan®: Borrow from $3,000 to $25,000** at members-only rates with affordable monthly payments. No collateral required.
NEA National Board Certification Loan®: A special revolving line of credit designed to help cover the assessment fee for National Board Certification.
**Upon approval, credit line based on creditworthiness.
Investment Programs
For competitive yields, the safety of FDIC insurance up to the maximum amount allowed by law and easy access to your funds, put your money in the NEA-Sponsored Money Market Account®, offered by Bank of America.
The NEA-Sponsored CD®, offered by Bank of America, features competitive yields and the safety of FDIC insurance up to the maximum amount allowed by law.
NEA Auto Purchase Advantage ProgramSM: Provides members with low, no-haggle prices on new and used cars from 4,500 certified dealers across the country.
NEA Click & Save®: Save online at hundreds of your favorite stores! Select personalized email reminders from your favorite merchants, and receive advance notice of upcoming sales and special events in your area. You may also invite up to four family members to open their own account and begin saving.
NEA Car Rental Program®: Get preferred member rates and other special benefits when you reserve your rental car in advance from Hertz, Alamo, or Enterprise.
Red Roof Inn: Enjoy 20% discount at any of the 350 locations nationwide in 36 states.
Smithsonian Journeys: NEA members save $100 per person on Smithsonian Journeys Worldwide Tours!
Carson-Dellosa Publishing: A one-stop educators resource for classroom materials, instructional decorations, and lots more. Exclusive 15% discount on all orders and free shipping on orders over $35.00. Minimum $15 order is required.
NEA Educators Employment Liability Program: Provides professional liability insurance for members if they are sued as a result of their work for their employing school districts.
NEA Attorney Referral Program (ARP): Provides legal services for members’ personal legal problems. ARP is available only through participating affiliates. There are currently 41 participating affiliates.
• The Member Assistance Program (MAP): at www.neamb.com/assistance provides guidance, information and tools for dealing with the financial repercussions of job loss and preparing to find a new position. Includes a useful Job Layoff Checklist, links, resources, and more.
For more information, call AEA and ask for our Member Benefits Department.
AEA Federal Credit Union: Credit Union membership is available to all AEA members and their families statewide.
Services:
• Savings Accounts – IRAs – CDs
• Auto Loans – Signature Loans – Master Card
• Free Notary Service to Members
• Checking - Share Draft Accounts
• Debit Cards
All these services and more are available to members with a $5.00 share savings account balance.
For more information:
Call: 501-375-3792 or 1-877-580-2429
Fax: 501-375-4216
Address: 1500 West Fourth St.
Little Rock, AR 72201-1064
AEA Personal Financial Planning
Personal Financial Planning assistance is available at no cost to AEA members. Whether planning for retirement, children's college education or needing to consolidate debts and begin a retirement savings program, members can contact:
NEA Value Builder 1-800-632-8258; Little Rock, Bill Criswell (501)823-0510
American Fidelity 1-800-688-4421 or (501) 758-4825
VALIC 1-800-892-5558, ext. 87617
These companies have representatives trained to assist members in achieving their financial goals.
AEA Tax-Deferred Annuities TDA's represent an excellent means for public school employees to achieve their financial and/or retirement goals. Members who select TDA's have the benefit of investing on a BEFORE-tax basis and having the interest earned, accumulate tax-free. Taxes are deferred until you choose to annuitize/take receipt of your invested monies.
For more information on TDA options, contact:
NEA Value Builder 1-800-632-8258; Little Rock, Bill Criswell (501)823-0510
American Fidelity 1-800-688-442, VALIC 1-800-892-5558 ext. 87617
INSURANCE A+ NEA Members Auto & Home Insurance
Auto and Home Insurance available exclusively for AEA Members is underwritten by California Casualty which has been in business since
1914 and worked with teachers since 1951. The NEA Members A+ Auto and Home Insurance Program provides a chance to save money while adding custom benefits designed with members in mind. Here are some of our
most popular benefits of the policy:
Deductible waived entirely for vandalism to your vehicle that occurs
on or within 500 feet of school property or also off-campus if attending
a school-sponsored event
Guaranteed lock-in rates for an entire year
Unlimited Towing & Roadside Assistance offered
Identity Theft Resolution Service - FREE to all policy holders
24/7 emergency claims service, 365 days a year
Convenient payment plans including E-Z Pay, a monthly payment plan
with a "Summer Skip" or a "Holiday Skip" option
Collision deductible waived for an accident with another A+ auto policyholder, or for an accident caused by an uninsured motorist
Automatic rental car coverage while vehicle is being repaired with
optional higher limits available
To receive a no-obligation quote call toll-free at 1-877-999-8927 or
you can now receive a quote online! Simply visit:
http://www.calcas.com/mcarroll
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AEA Critical Illness/Dread Disease Members can choose from an insurance policy or a medical reimbursement plan. The insurance policy provides coverage whether or not you have medical insurance.
The Cancer Medical Reimbursement Plan requires the member to have medical insurance and simply stated, pays what your medical insurance doesn't. CMRP rates are standard and annual at $46.00 for individual and $52.00 for family coverage.
For more information, contact:
American Fidelity 1-800-688-4421 or (501) 758-4825
Cancer Medical Reimbursement Plan 1-800-632-0624, ext 108 or
(661)325-5999
AEA In-Hospital Income/Indemnity This policy provides benefits that are in addition to your Health Insurance. Members can choose from plans that pay up to $100 daily for hospital confinement and up to $150 for intensive care. You can select a plan to fit your needs and budget.
For more information, contact:
NEA MemberCare In-Hospital Plan 1-800-637-4636
USAble Life – HealthCare Plus 1-800-648-0271 or (501) 375-7200 (Little Rock)
AEA Long Term/Home Health Care Perhaps the fastest growing insurance program in the nation, long term/home health care can be purchased for you and/or a family member. The association designed this plan to provide options that range from Home Health Care to Nursing Homes.
The benefits and premiums provide one of, if not the finest plan available anywhere. Don't buy until you compare.
For more information, contact:
NEA Member Care Long-Term Care Insurance 1-800-884-2675
AEA Section 125 "Cafeteria" Plans Internal Revenue Code Section 125 "Cafeteria" plans
(also called Flexible Benefit plans) allow participating school employees to save on taxes. Health insurance premiums, and unreimbursed medical and dependent care expenses can be paid on a pre-tax basis. Association members should make certain a "cafeteria" plan is available to employees in their district.
For more information, contact:
American Fidelity 1-800-688-4421 or (501) 758-4825
USAble Life 1-800-648-0271 or (501) 375-7200 (Little Rock)
Group Savings Plus® from Liberty Mutual
As a member of AEA, you qualify for a special group discount* on your auto insurance through Group Savings Plus® from Liberty Mutual. With Group Savings Plus, you can enjoy the ease and convenience of paying your premiums through checking account deductions with no down payment or finance charges. You’ll also enjoy fast, easy round-the-clock claims service and a variety of discounts including multi-car, safe-driver, passive restraints and anti-theft device discounts*.
See for yourself how much money you could save with Liberty Mutual compared to your current insurance provider. For a free, no-obligation quote, call 1-800-524-9400. Reference client # 9737 when calling in for your discount!
* Group discounts, other discounts, and credits are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA.
PERSONAL AND FAMILY
LANDERS BROTHERS AUTO GROUP: Members receive discounts new and used auto and discounted parts and labor for auto repairs and body work (10% off parts and labor).
A designated sales person at each location will handle AEA member needs. You must present your AEA membership card to the designated dealership contact to receive these valuable benefits.
Dealerships and designated contacts are listed below:
